Auto Loan & Lease FAQs

Your Most Common Questions Answered at Swickard Chevrolet Thousand Oaks

Swickard Chevrolet Thousand Oaks Has the Answers to Your Auto Financing Questions

For many people, the car-buying process can be filled with confusion, especially when it comes to financing. The experienced staff at Swickard Chevrolet Thousand Oaks have worked with folks from every walk of life aiming to get behind the wheel of a reliable new or used vehicle. At our dealership, the Finance Center has one goal: to walk Thousand Oaks drivers through every step of the financing process while providing transparency. When you choose to obtain a loan or lease with our experts, you can say "goodbye" to unnecessary stress and uncertainty.

Frequently Asked Questions (FAQs)

Throughout our years of service, we've received quite a few questions and concerns regarding the ins and outs of vehicle financing. To help you get behind the wheel of a new Chevy Bolt EV with confidence, our finance team has compiled a list of the questions we hear most often from Simi Valley customers. Explore our list below and don't hesitate to contact Swickard Chevrolet Thousand Oaks with any remaining inquiries!

Can I Shop Online?

We understand that a busy schedule can limit the amount of time you're able to spend on our lot. You'll be driving your new Chevy Colorado through Camarillo in no time, thanks to our online shopping tools. If you are looking to get rid of your current model, our website allows you to receive a trade-in appraisal, calculated using details about your vehicle and market value data. Once you find a new model you can't live without, you can begin our fast and easy Finance Application. Completing this form before your dealership visit can save you hours!

Are Online Finance Applications Safe?

Yes, the Swickard Chevrolet Thousand Oaks online financing application is completely secure. We take great care to protect your sensitive, personal information. Before you submit your application, you get to choose who can access your data. Additionally, the contents of your application will be encrypted, which means it can only be read by those who have special permission, such as our dealership.

Do You Offer Any Vehicle Protections?

When you engage in high traffic driving through downtown Oxnard, you want to know that your vehicle is covered should an unexpected event take place. At Swickard Chevrolet Thousand Oaks, we are proud to offer drivers a Protection Plan, Extended Limited Warranty, GAP Coverage, Tire and Wheel Protection, Pre-Paid Maintenance, Appearance Guard, XS Wear® Lease Protection, and Advanced Lease Protection. Any of these generous plans can be added to your financial plan to ensure a long lifespan for your new Chevy Trailblazer.

Is it Worth it to Purchase Extra Protection?

As the old saying goes, it's better safe than sorry. Purchasing additional coverage is a great way to protect your investment and ensure that your vehicle maintains its quality. Should an accident occur, you can breathe easy knowing that a costly repair might be covered under your protection plan.

What is GAP Coverage?

If you are in an accident which totals your vehicle, your auto insurance company will likely send you a sum of money for your loss. The amount of money you receive is often based on the model's current market value rather than the amount that is still owed on the loan or lease. Typically, this leaves you with a difference between the amount you originally paid for the vehicle and the insurance check. This difference is also referred to as a GAP. You can add GAP Coverage at the time of lease or purchase for a new or used vehicle from our dealership. This protection plan can give you financial peace of mind, as you won't end up owing money on a totaled vehicle. Our GAP Coverage is available for financing amounts of up to $125,000 and will waive up to $75,000 of losses.

Do You Offer Financing to All Credit Types?

Yes! No matter your financial situation, our knowledgeable staff will work to secure you a loan that fits your budget. We have experience serving drivers with excellent, damaged, and even no credit. Visit our dealership near Calabasas today to see what financing options are available to you.

  1. Swickard Chevrolet of Thousand Oaks

    3440 Thousand Oaks Blvd
    Thousand Oaks, CA 91362

    • Sales: (805) 267-3100
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Get in Touch

  • Contact our Sales Department at: (805) 267-3100